Financial Analytics: Science and Experience

Optimization of bank asset management based on the process approach

Vol. 11, Iss. 2, MAY 2018

Received: 25 October 2017

Received in revised form: 7 December 2017

Accepted: 12 December 2017

Available online: 31 May 2018


JEL Classification: G21

Pages: 191–204

Smolyakova N.V. Kuban State University, Krasnodar, Russian Federation

ORCID id: not available

Importance This paper deals with the problems of ensuring optimal structure and high quality of a commercial bank's asset management on the basis of the process approach.
Objectives The paper aims to research the approaches to bank asset management and develop recommendations for its optimization.
Methods For the study, I used the general scientific methods of cognition. The scientific works by Russian and foreign scientists and economists are the methodological and theoretical basis of this research.
Results The paper presents a set of measures aimed at improving the reliability and quality of the bank's assets management.
Conclusions Under constantly changing demands of the market, increase of the level of interbank competition and tightening of regulatory requirements, the methods of process management of the commercial bank, in particular reengineering of business processes, are among the directions of optimization of bank asset management and improvement of the management quality.

Keywords: management, bank assets, process approach, re-engineering, optimization


  1. Popov E.V., Fominykh I.B. et al. [Knowledge management]. Vestnik Rossiiskogo fonda fundamental'nykh issledovanii, 2004, no. 4, pp. 5–29. URL: (In Russ.)
  2. Repin V.V. Biznes-protsessy kompanii: postroenie, analiz, reglamentatsiya: monografiya [Business processes of a company: development, analysis, regulation: a monograph]. Moscow, Standarty i kachestvo Publ., 2007, 239 p.
  3. Silich M.P. Sistemnaya tekhnologiya: ob"ektno-orientirovannyi podkhod: monografiya [Systems technology: the object-orientated approach: a monograph]. Tomsk, TUSUR Publ., 2002, 224 p.
  4. Tel'nov Yu.F. Reinzhiniring biznes-protsessov. Komponentnaya metodologiya: monografiya [Business processes re-engineering. Component methodology: a monograph]. Moscow, Finansy i statistika Publ., 2005, 306 p.
  5. Tel'nov Yu.F., Fedorov I.G. [Function and process models of business process]. Statistika i ekonomika = Statistics and Economics, 2012, no. 2, pp. 193–199. URL: (In Russ.)
  6. Davenport T. Process Innovation: Reengineering Work through Information Technology. Boston, Harvard Business School Press, 1992, 337 p.
  7. Manganelli R.L., Klein M.M. The Reengineering Handbook: A Step-by-Step Guide to Business Transformation. New York, Amacom, 1994, 318 p.
  8. Peppard J., Rowland P. The Essence of Business Process Re-engineering. New York, Prentice Hall, 1995, 356 p.
  9. Robson M., Ullah Ph. Prakticheskoe rukovodstvo po reinzhiniringu biznes-protsessov [A Practical Guide to Business Process Re-engineering]. Moscow, Audit, YUNITI Publ., 1997, 224 p. URL:
  10. Hammer M., Champy J. Reinzheniring korporatsii: Manifest revolyutsii v biznese [Reengineering the Corporation: A Manifesto for Business Revolution]. Moscow, Mann, Ivanov and Ferber Publ., 2007, 288 p. URL:
  11. Allen Paul H. Reinzhiniring banka. Programma vyzhivaniya i uspekha [Reengineering the Bank: A Blueprint for Survival and Success]. Moscow, Al'pina Pablisher Publ., 2002, 263 p.
  12. Isaev R.A. Bankovskii menedzhment i biznes-inzhiniring: monografiya [Bank management and business engineering: a monograph]. Moscow, INFRA-M Publ., 2011, 398 p.
  13. Nazipov D.A. [From business processes reengineering to knowledge management: the analysis of it productivity for banking business]. Audit i finansovyi analiz = Audit and Financial Analysis, 2008, no. 2, pp. 1–11. URL: (In Russ.)
  14. Rykova I.N. [Reengineering processes and their role in banking business development]. Finansy i kredit = Finance and Credit, 2003, no. 19, pp. 49–52. URL: (In Russ.)
  15. Khaemdzhiev A.I. [Banking reengineering and its development prospects in Russia]. Ekonomicheskii vestnik Rostovskogo gosudarstvennogo universiteta = Economic Herald of Rostov State University, 2007, vol. 5, iss. 3-2, pp. 330–332. URL: (In Russ.)
  16. Shevchenko I.V., Yakovenko S.N., Smolyakova N.V. [Assessment of the quality of bank assets management: methodological aspect]. Ekonomika ustoichivogo razvitiya = Economics of Stable Development, 2017, no. 2, pp. 229–234. URL: (In Russ.)
  17. Ponomarev K.A., Novoselova E.G. [Development of approaches to management in banking]. Vestnik Tomskogo gosudarstvennogo universiteta = Tomsk State University Journal, 2009, no. 324, pp. 306–308. URL: (In Russ.)
  18. Sobakareva A.V. [A process approach and measures to eliminate the problems of its implementation at Russian enterprises]. Vestnik Moskovskogo gosudarstvennogo tekhnicheskogo universiteta im. N.E. Baumana. Seriya: Estestvennye nauki = Herald of Bauman Moscow State Technical University. Series: Natural Sciences, 2008, vol. 11, no. 2, pp. 279–283. URL: (In Russ.)

View all articles of issue


ISSN 2311-8768 (Online)
ISSN 2073-4484 (Print)

Journal current issue

Vol. 11, Iss. 2
May 2018