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Finance and Credit
 

Banking lending of real sector: trends of post-crises period

Vol. 17, Iss. 27, JULY 2011

Available online: 14 July 2011

Subject Heading: Banking

JEL Classification: 

Ternovskaya E. professor of cathedra «Money, Credit, Banks», Academy of budget and treasure of Ministry of Finance of RF
eptern@mail.ru

The article contains an analysis of patterns and trends of bank lending of the economy and its impact on ensuring the financial needs of the real sector in post-crisis period. Noted that although there has been an expansion of credit operations, radical changes in the priorities of the commercial banks did not happen. Discovered the factors that determine the credit activity of commercial banks and lending prospects of various segments of the economy. The conclusion was made about the feasibility of active government policies to create incentives for the expansion of commercial bank lending of real sector.

Keywords: the real sector of the economy, commercial banks, the liquidity of the banking sector, credit risk, interest rates, consumer lending

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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