Home  Journals  Finance and Credit  28(604) - 2014 July

Small business loans in modern commercial banks of Russia

Available online: 21 July 2014

Subject Heading: Banking

JEL Classification: 

Pages: 2-10

The article considers the approach to procedure of small business lending in commercial banks. The authors pay special attention to three components of this process: optimization of the business process, the creation of unambiguous criteria for assessing the creditability of the borrower, staff training and development for reducing staff rotation. The paper analyzes the reasons of problems arising at crediting and gives concrete recommendations on their decision.

Keywords: lending, small business, assessment, creditability, borrower, business processes, commercial bank, methods, decrease, rotation, staff, commercial bank

References:

1. Il'iasov S.M. O motivatsii personala kommercheskogo banka [Motivations of the commercial bank staff]. Bankovskoe delo – Banking, 2010, no. 4, pp. 68–71.
2. Lavrushin O.I. Kredit i ekonomicheskii rost [Credit and economic growth]. Bankovskoe delo – Banking, 2010, no. 1, pp. 24–27.
3. Mordvikin A.N. Kreditovanie malogo biznesa: mify i real'nost' [Small business lending: myths and reality]. Bankovskoe delo – Banking, 2010, no. 2, pp. 84–87.
4. Shatalova E.P., Shatalov A.N. Kreditnyi analiz v rossiiskikh bankakh: problemy i puti sovershenstvovaniia [The credit analysis in the Russian banks: problems and improvement ways]. Bankovskoe delo – Banking, 2011, no. 6, pp. 40–45.

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ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

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