Ketova I.A.Financial University under Government of Russian Federation, Chelyabinsk Branch, Chelyabinsk, Russian Federation irinaketova@rambler.ru
Graf A.A.Financial University under Government of Russian Federation, Chelyabinsk Branch, Chelyabinsk, Russian Federation a_a_graf@bk.ru
Importance The article notes that for intensive economic development of the region, an important factor is the active participation of the regional banking system in its reproductive processes. Analytical evaluation of the role of the regional banking system in improving the effectiveness of the region's economy, including, above all, the evaluation of major functions, becomes one of the phases of the algorithm of mobilizing banking investment resources and the involvement of the regional banking system in solving economic problems. Objectives The purpose of the paper is to define the role of the regional banking system in economic development of the Chelyabinsk region to specify market realities and reveal their development opportunities and regional banking system reserves. Methods Statistical and econometric methods are the methodological basis of the research. Results The authors offer an algorithm for generating banking investment resources and the inclusion of the regional banking system in the solution of the problems of economic development of the region. The authors provide an analytical assessment of the contribution of the regional banking system into the regional economy. They also research directions of interaction of the regional authorities and business community, and submit recommendations for the improvement. Conclusions and Relevance The authors concluded that the existing investment needs of business enterprises of the real sector are insufficient, therefore, it requires the development of mechanisms for the involvement of the regional banking system in investment processes. The article notes that the development of strategies for the development of the regional banking system is required, in order to enhance its functional role in addressing the challenges of socio-economic development of the Chelyabinsk region and the formation of a sustainable and competitive banking infrastructure that responds to the needs of the regional economy in banking services, providing realization of socio-economic development strategy of the Chelyabinsk region up to 2020.
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