Importance Currently, due to the decreasing trend in the number of credit organizations, the interest in deposit insurance system functioning is steadily growing. Objectives The study aims to identify and analyze the basic principles of deposit insurance system's operation, and to describe them in detail. Methods The study rests on technical and comparative methods, analysis, synthesis and some other methods of theoretical level of scientific knowledge. Results I analyzed three groups of methods underlying the activities of the deposit insurance system. Each of them is important, and its absence, as well as the absence of any of the considered principles may have an adverse effect on the organization and functioning of the system. Conclusions and Relevance Operatingprinciples are an important category of theory and practice of law, including the banking sector. Their fundamental importance is in the fact that the principles of the deposit insurance system are one of the criteria of stability and sustainability of this institution, an additional guarantee of the quality of the system's performance.
Keywords: bank deposit, insurance, operating principles, policies
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