Finance and Credit

Development directions of crediting the subjects of tourist market

Vol. 23, Iss. 44, NOVEMBER 2017

Received: 7 August 2017

Received in revised form: 27 September 2017

Accepted: 23 October 2017

Available online: 29 November 2017

Subject Heading: BUSINESS VALUE

JEL Classification: G21, G32

Pages: 2646–2662

Oborin M.S. Perm Institute (Branch) of Plekhanov Russian University of Economics, Perm, Russian Federation

Nagoeva T.A. Perm Institute (Branch) of Plekhanov Russian University of Economics, Perm, Russian Federation

Importance The article considers the theoretical and practical aspects of bank crediting of the tourist market subjects in the Russian Federation. The topic of the research can be considered actual due to the growing interest of the tourist market subjects to bank financing.
Objectives The paper aims to analyze the organization of bank lending to subjects of the tourist market in Russia and abroad. As well, it defines the ways of improvement of tourism crediting.
Methods The research is based on the results of analysis of scientific works in the field of banking. A large amount of data characterizing the tourist market in Russia has been statistically processed.
Results The obtained results confirm the necessity of bank crediting of the tourism industry and consumers who purchase tourism products. The present article offers several directions to perfect the micro-enterprise tourism.
Conclusions It is necessary to increase the availability of crediting for micro-enterprises of tourism industry, as well as intensify cooperation of banks with tour operators and travel agents.

Keywords: domestic tourism, bank lending, tourist market micro-enterprise, consumer, tourism product


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