Importance This paper considers the problem of ensuring a long-term sustainability of the pension system in Russia. Objectives The aim of the study is to develop conceptual foundations of the land pension reform. Methods General scientific dialectic methods, analysis, synthesis, induction and deduction form a methodological basis of the research. Results The paper proposes a concept of land pension reform. To solve the pension and housing problems in Russia, the paper offers to carry out a land pension reform in Russia. The aim of the reform is to create a system to ensure future retirees land size up to 0.5 ha. It will increase the investment activity of the population. Conclusions and Relevance The current system of mortgage lending in Russia is not effective. Easing of interest rates on loans can not solve the housing problem. It will only contribute to increase in demand and an increase in the cost of real estate. An increase in the number of owners in Russia, development of small and medium-sized business will lead to a significant increase in revenues of budgets at all levels.
Keywords: pension, pension reform, mortgage lending, land
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