Subject. This article discusses the issues related to the financial condition of the banking system. Objectives. The article aims to analyze the financial condition of the banking system from the point of view of assessing income and profit. Methods. For the study, we used the methods of traditional analysis and econometric modeling. Results. Based on the analysis of aggregated indicators, the article presents the results of assessing profitability, as well as return according to the additive indicator recommended by the Central Bank of the Russian Federation, and also presents an econometric model of the dependence of the bank's profit on individual factors. Conclusions and Relevance. The article draws certain conclusions about the dynamics of profitability of Russian banks, and the structure of their income and expenses. The article also draws conclusions about the shortcomings of assessing the generalizing indicator of the result for a group of indicators for assessing profitability according to the methodology of the Central Bank. The constructed econometric model can be used to predict the financial result of a particular bank.
Keywords: bank, income, expenses, profit, analysis
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