Kemaeva S.A.PhD of Economics Sciences, Associate Professor of the Department of Accounting, Economical Analysis and Audit, the Lobachevsky State University of Nizhnii Novgorod s.kemaeva@mail.ru
Kozlova E.E.Аssistant Lecturer of the Department of Accounting, Economical Analysis and Audit, the Lobachevsky State University of Nizhnii Novgorod kate-m-ee@mail.ru
Ionova E.S.Doctoral Student of the Department of Finance and Accounting, the Lobachevsky State University of Nizhnii Novgorod Lenar2003-2004@mail.ru
Nowadays any credit organization has the right to work out its own techniques of solvency assessment of borrowers. Considering the low level of small-business players' financial stability, banks' assessment techniques have to be guided by a rather deep and comprehensive study of borrowers' business to decrease credit risks and increase credit availability.
Keywords: solvency of small business entities, solvency assessment methods and techniques, asset-based approach, foreign experience
References:
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Federal State Statistics Service, Available at: Link.