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Digest Finance
 

Household investment opportunities

Vol. 29, Iss. 2, JUNE 2024

PDF  Article PDF Version

Received: 11 April 2024

Received in revised form: 29 May 2024

Accepted: 13 June 2024

Available online: 28 June 2024

Subject Heading: INNOVATION AND INVESTMENT

JEL Classification: Е20, Е27, Е29, Е62

Pages: 163–180

https://doi.org/10.24891/df.29.2.163

Valerii V. SMIRNOV I.N. Ulianov Chuvash State University (ChuvSU), Cheboksary, Chuvash Republic, Russian Federation
v2v3s4@mail.ru

https://orcid.org/0000-0002-6198-3157

Subject. This article discusses the issues related to household investing.
Objectives. The article aims to identify opportunities for household investing.
Methods. For the study, I used analysis and synthesis, a correlation and regression analysis, and the graphical method.
Results. Based on the analysis of the possibilities and opportunities of household investing in the Russian economy, the article reveals a stable excess of the growth of stock and other forms of participation in the capital of households over their debts on bank loans and issued debt securities. The article finds that the monetary authorities have lost the ability to control the growth of the federal loan bond market through the growth of cash in circulation and the key rate of the Bank of Russia.
Relevance. The identified opportunities for household investing may be of interest to the financial authorities when forming the three-year budget of the Russian Federation and the implementation of the digital ruble.

Keywords: shares, key interest rate, cash, bonds, gold futures

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