Importance This paper considers the problem of ensuring a long-term sustainability of the pension system in Russia. Objectives The aim of the study is to develop conceptual foundations of the land pension reform. Methods General scientific dialectic methods, analysis, synthesis, induction and deduction form a methodological basis of the research. Results The paper proposes a concept of land pension reform. To solve the pension and housing problems in Russia, the paper offers to carry out a land pension reform in Russia. The aim of the reform is to create a system to ensure future retirees land size up to 0.5 ha. It will increase the investment activity of the population. Conclusions and Relevance The current system of mortgage lending in Russia is not effective. Easing of interest rates on loans can not solve the housing problem. It will only contribute to increase in demand and an increase in the cost of real estate. An increase in the number of owners in Russia, development of small and medium-sized business will lead to a significant increase in revenues of budgets at all levels.
Keywords: pension, pension reform, mortgage lending, land
Omel'chuk T. [Providing long-term stability of Russia's pension system]. Voprosy Ekonomiki, 2011, no. 11, pp. 150–154. (In Russ.)
Dmitrieva O.G., Chernov V.P. [Monotony and stationarity of pension functions and their violation in pension's calculations procedures envisaged in the legislation of Russian Federation]. Voprosy Ekonomiki, 2014, no. 6, pp. 112–140. (In Russ.)
Solov'ev A.K. [The macroanalysis of Russian pension system]. Voprosy Ekonomiki, 2013, no. 4, pp. 82–93. (In Russ.)
Kulikov N.I., Vdovina E.S. [The pension reform in Russia: yesterday, today, tomorrow]. Finansovaya analitika: problemy i resheniya = Financial Analytics: Science and Experience, 2016, no. 9, pp. 2–11. URL: Link (In Russ.)
Nazarov V. [The future of the pension system: parametric reforms or the change of a paradigm?]. Voprosy Ekonomiki, 2012, no. 9, pp. 67–87. (In Russ.)
Golovanov E.B., Shaidurov A.A. [Effective development of the housing market as a condition of social and economic security in the region]. Upravlenie investitsiyami i innovatsiyami, 2016, no. 1, pp. 15–20. (In Russ.)
Loginov M.P. Strategiya razvitiya natsional'noi ipoteki: monografiya [A development strategy of national mortgage loans: a monograph]. Yekaterinburg, Ural Public Administration Academy Publ., 2011, 359 p.
Panchenko A.A. [Influence of housing policy on social and demographic safety of the country]. Politematicheskii setevoi elektronnyi nauchnyi zhurnal Kubanskogo gosudarstvennogo agrarnogo universiteta, 2016, no. 121, pp. 1721–1731. (In Russ.) URL: Link
Maksimov S.N. [Poverty as a threat to economic security]. Publichnoe i chastnoe pravo, 2012, no. 3, pp. 72–79. (In Russ.)
Lubsanov B.R. [Necessity of developing mortgage housing crediting in Russia at the present modern stage]. Baikal Research Journal, 2016, vol. 7, iss. 5, p. 6. (In Russ.) URL: Link.6
Senchagov V.K. et al. Innovatsionnye preobrazovaniya kak imperativ ustoichivogo razvitiya i ekonomicheskoi bezopasnosti Rossii: monografiya [Innovation transformation as an imperative of sustainable development and economic safety of Russia: a monograph]. Moscow, Ankil Publ., 2013, 688 p.
Loginov M.P. [Obtaining a synergistic effect in the mortgage housing loan system in the conditions of the Russian economy crisis]. Izvestiya Ural'skogo gosudarstvennogo ekonomicheskogo universiteta = Journal of Ural State University of Economics, 2009, no. 2, pp. 168–177. URL: Link (In Russ.)