Finance and Credit
 

Abstracting and Indexing

РИНЦ
Referativny Zhurnal VINITI RAS
Worldcat
LCCN Permalink
Google Scholar

Online available

EBSCOhost
Eastview
Elibrary
Biblioclub

Archiving

Cyberleninka (12 month OA embargo)

A mechanism for resolution of credit organizations: The Russian practice

Vol. 25, Iss. 8, AUGUST 2019

Received: 24 April 2019

Received in revised form: 3 July 2019

Accepted: 18 July 2019

Available online: 30 August 2019

Subject Heading: Banking

JEL Classification: G01, G21, G28

Pages: 1727–1741

https://doi.org/10.24891/fc.25.8.1727

Zverev A.V. Bryansk State Academician I.G. Petrovski University (BSU), Bryansk, Russian Federation
zverev28@yandex.ru

https://orcid.org/0000-0003-2434-6252

Mandron V.V. Bryansk State Academician I.G. Petrovski University (BSU), Bryansk, Russian Federation
mandron.v@yandex.ru

https://orcid.org/0000-0002-3048-3125

Mishina M.Yu. Bryansk State Academician I.G. Petrovski University (BSU), Bryansk, Russian Federation
mar-mish@yandex.ru

ORCID id: not available

Subject The article addresses the issues of supporting the development of the banking sector, particularly, the financial rehabilitation measures for credit institutions. The elaboration of bank resolution tools is aimed at financial recovery of problem banks and increasing their reliability.
Objectives The study aims to analyze the condition of the banking industry at the present stage, to give a qualitative evaluation of the impact of external factors on the stability of credit institutions. We focus on investigating the measures to prevent the insolvency of credit institutions, developing a plan of actions to strengthen the resource base of the banking sector’s organizations and improve their resolution mechanisms.
Methods The study rests on the methods of analysis and synthesis, induction and deduction, statistical analysis, comparison and observation.
Results We revealed the main problems of credit institutions’ functioning in conditions of transformation of the banking infrastructure, i.e. the reduction of the number of participants operating in the banking sector, low level of liquidity and financial stability of commercial banks. The paper offers measures of operational and strategic nature to preserve the stability of credit institutions. It unveils the specifics of the relief to a financial institution by using the bail-in method.
Conclusions Crisis situations in the economy disclose a number of serious internal problems in the activities of credit institutions. The massive wave of bankruptcy of credit institutions by the results of 2015 and 2016 contributed to the adoption of measures to improve the quality of banking and financial management.

Keywords: banking sector, crisis, bank resolution, liquidity, financial stability

References:

  1. Mandron V.V., Nikonets O.E., Buzaeva O.A., Golysheva V.S. [Some aspects of the development of supervisory activities in the financial markets: International and domestic practice]. Ekonomika i predprinimatel'stvo = Journal of Economy and Entrepreneurship, 2016, no. 11-3, pp. 1163–1167. (In Russ.)
  2. Zverev A.V., Mandron V.V., Mishina M.Yu. [Development of digital technologies in financial markets]. Ekonomika i predprinimatel'stvo = Journal of Economy and Entrepreneurship, 2018, no. 11, pp. 212–217. (In Russ.)
  3. Rykova I.N. [Liquidity of the largest banks in conditions of financial market instability]. Bankovskoe delo = Banking, 2015, no. 5, pp. 32–37. (In Russ.)
  4. Gref G., Yudaeva K. [Russian banking system under conditions of global crisis]. Voprosy Ekonomiki, 2009, no. 7, pp. 4–14. (In Russ.) URL: Link
  5. Mandron V.V., Zverev A.V., Mishina M.Yu. [Financial markets: Conceptual approaches to interpretation of economic category]. Ekonomika i upravlenie: problemy, resheniya, 2018, vol. 5, no. 10, pp. 4–11. (In Russ.)
  6. Aliev B.Kh., Salmanov S.I. [A system approach to comprehensive monitoring of banking risks]. Finansovaya analitika: problemy i resheniya = Financial Analytics: Science and Experience, 2015, no. 17, pp. 27–36. URL: Link (In Russ.)
  7. Andryushin S.A. [Credit activity of Russian banks: Status and prospects]. Bankovskoe delo = Banking, 2015, no. 3, pp. 15–23. (In Russ.)
  8. Korneichuk V.I. [Bank credit policy and risk management principles]. Upravlenie riskom = Risk Management, 2012, no. 1, pp. 43–47. (In Russ.)
  9. Ushanov A.E. [Credit risk monitoring: Steps of the process]. Bankovskoe kreditovanie, 2015, no. 2. (In Russ.)
  10. Terent'ev D.A. [Liquidity as internal reason and factor of instability of the market of the capitals]. Mikroekonomika = Microeconomics, 2012, no. 2, pp. 184–186. (In Russ.)
  11. Aikman D., Haldane A.G., Nelson B.D. Curbing the Credit Cycle. The Economic Journal, 2015, vol. 125, iss. 585, pp. 1072–1109. URL: Link
  12. Burakov D.V. [Laws of credit and credit cyclicity]. Sibirskaya finansovaya shkola = Siberian Financial School, 2015, no. 2, pp. 22–29. URL: Link (In Russ.)

View all articles of issue

 

ISSN 2311-8709 (Online)
ISSN 2071-4688 (Print)

Journal current issue

Vol. 25, Iss. 8
August 2019

Archive